Loan settlement company in Delhi — quick answer
Loan Free Financial Services is a debt-resolution consultancy based at Tis Hazari Court, Delhi. We assist borrowers across Delhi NCR — and remotely across India — with personal loan settlement, credit card debt settlement, recovery-agent harassment protection, legal notice replies and CIBIL post-settlement guidance. Our office is open Monday to Saturday, 10 AM to 8 PM. Consultation is free and confidential.
Borrowers in Delhi face the same pressures as borrowers everywhere in India — often more acutely, given the cost of living and the density of banking and NBFC activity in the National Capital Region. If you are struggling with personal loan EMIs, credit card minimum dues, recovery calls or a bank legal notice, we are positioned to help you understand your options and respond with a clear, lawful plan.
Services we provide in Delhi NCR
All services available in-person at our Tis Hazari Court office, or remotely by phone, WhatsApp and email:
Personal Loan Settlement
Negotiation and documentation support to close personal loans through a structured One-Time Settlement with your bank or NBFC.
Credit Card Debt Settlement
Strategy and negotiation support to break the minimum-due trap and resolve outstanding credit card dues in Delhi.
Recovery Agent Harassment Protection
Guidance on your rights under RBI rules to respond lawfully to unfair recovery calls, home visits or threats in Delhi NCR.
Legal Notice Reply & Court Support
Help understanding and responding to bank/NBFC demand notices, with legal coordination for Delhi court or arbitration matters.
Cheque Bounce / Section 138
Support for cheque-bounce notices and Section 138 NI Act proceedings at Delhi courts, including Tis Hazari and Saket courts.
Business / MSME Loan Restructuring
Restructuring and creditor-communication support for Delhi and NCR businesses facing working-capital or term-loan pressure.
Our office location in Delhi
Head Office Address
Chamber No. 698, 2nd Floor, Western Wing,
Tis Hazari Court, District Courts North,
Delhi — 110054
Office Hours
Monday to Saturday
10:00 AM – 8:00 PM
Closed on Sundays and public holidays
Phone & WhatsApp
+91 70425 38878
Call or WhatsApp any time during office hours
Why Delhi NCR borrowers choose Loan Free
Areas served in Delhi NCR
We assist borrowers from across the National Capital Region, including:
Delhi
Central Delhi, South Delhi, North Delhi, East Delhi, West Delhi
Noida & Greater Noida
Sectors 18, 62, 63, 77, 137 and surrounding areas in Gautam Buddh Nagar
Gurgaon / Gurugram
Cyber City, DLF, Golf Course Road, Sohna Road and surrounding areas
Ghaziabad
Indirapuram, Vaishali, Raj Nagar Extension and surrounding areas
Faridabad
NIT Faridabad, Sector 15, 16, 17, Ballabhgarh and surrounding areas
Pan-India (Remote)
All states and union territories supported by phone, WhatsApp and email
Frequently asked questions — Delhi borrowers
Yes. Loan Free Financial Services is based at Tis Hazari Court, Delhi (Chamber No. 698, 2nd Floor, Western Wing, District Courts North, Delhi 110054). We provide personal loan settlement, credit card debt settlement, recovery agent harassment guidance and legal notice support to clients across Delhi NCR and pan-India.
We operate from our Delhi office and provide support to clients across Delhi, Noida, Gurgaon (Gurugram), Ghaziabad and Faridabad. For clients outside NCR, we offer remote consultation by phone and WhatsApp across all states in India.
Yes. Our office is at Chamber No. 698, 2nd Floor, Western Wing, Tis Hazari Court, District Courts North, Delhi — 110054. Office hours are Monday to Saturday, 10:00 AM to 8:00 PM. You can also call +91 70425 38878 or WhatsApp us before visiting.
Yes. Loan settlement (One-Time Settlement, or OTS) is a negotiated arrangement under the Indian Contract Act, 1872, applicable across India including Delhi. It is a legitimate process; banks and NBFCs operating in Delhi have board-approved policies for handling settlements in line with RBI guidelines.
No. Under the RBI Fair Practices Code, recovery agents across India — including Delhi — cannot use abusive language, make threatening calls, contact you outside 8:00 AM–7:00 PM, contact your family to embarrass you, or enter your premises without consent. Violations can be reported to the lender's grievance officer, the RBI Ombudsman (cms.rbi.org.in) or the local police.
If you have received a demand notice or legal notice from a bank or NBFC, contact us immediately. We help you understand the notice, prepare an appropriate reply and coordinate legal representation where needed. Early response is important — ignoring a notice does not make it go away.
Yes. We provide support for cheque-bounce notices and Section 138 NI Act proceedings, including matters filed at Tis Hazari Court and other Delhi district courts. We help you understand the notice, the timeline and the options available.